Terms and Conditions.

Last updated: 28 April 2026

These Terms and Conditions explain how you may use the Nuts & Bolts Investing website, free resources, mailing list, and paid educational products. By using this website or purchasing a product, you agree to these terms.

If you do not agree to these terms, please do not use the website or purchase our products.

1. About Nuts & Bolts Investing

Nuts & Bolts Investing provides educational content for complete beginners who want to understand investing and the stock market in a simple, practical way.

You can contact us at support@nutsandboltsinvesting.com.

2. Educational Content Only

All content on this website, in our emails, free resources, downloads, and paid courses is provided for general educational and informational purposes only.

Nothing on this website is personal financial advice, investment advice, tax advice, legal advice, or a recommendation to buy, sell, hold, or avoid any specific investment.

We do not assess your personal circumstances, financial goals, risk tolerance, tax position, or investment needs. You are responsible for your own financial decisions. If you need personal advice, you should speak to a qualified financial adviser.

3. Investment Risk

Investing involves risk. The value of investments can go down as well as up, and you may get back less than you invest. Past performance is not a reliable guide to future results.

Beginner education can help you understand concepts and risks, but it cannot remove risk or guarantee any particular outcome.

4. Free Resources and Downloads

We may provide free resources such as checklists, glossaries, guides, templates, or other educational materials. These resources are provided for personal, educational use only.

You may download and use them for your own learning, but you must not sell, copy, redistribute, upload, rebrand, or use them as part of another product or service without our written permission.

5. Mailing List

If you join our mailing list, we may send you beginner-friendly investing education, resources, course updates, and occasional marketing emails. You can unsubscribe at any time using the unsubscribe link in our emails.

Our use of personal information is explained in our Privacy Policy.

6. Paid Courses and Digital Products

We may sell paid courses or digital products, including The Complete UK Beginner's Guide to Investing. Product descriptions, prices, and included materials are shown on the relevant product or sales page.

We try to describe products accurately, but we may update, improve, replace, or remove content over time. Course content may be changed to improve clarity, reflect updated information, or support future development of the product.

Unless stated otherwise, buying a course or digital product gives you personal access for your own learning. It does not give you ownership of the content or permission to share, resell, copy, publish, or redistribute it.

7. Payments

Payments may be processed through third-party platforms such as Gumroad. When you purchase through a third-party platform, that platform may apply its own checkout terms, payment processing terms, tax handling, and privacy policy.

We do not directly store your card details on this website.

8. Refunds and Consumer Rights

Because courses and downloads are digital products, refund rights may depend on the terms shown at checkout and the rules of the platform used to process the sale.

Where a digital product is made available immediately after purchase, you may be asked to consent to immediate access and acknowledge that this can affect your right to cancel.

If you have an issue with a purchase, contact us at support@nutsandboltsinvesting.com and we will review the request reasonably. Any refund may also need to be processed through the platform used for payment.

9. No Guarantees

We do not guarantee that our content will produce any financial result, investment return, business outcome, personal outcome, or level of confidence.

You are responsible for how you use the information provided and for any decisions you make after using our content.

10. Accuracy and Availability

We aim to keep information clear and useful, but we cannot guarantee that all content will always be complete, current, or free from errors. Investing rules, tax treatment, platforms, products, and market conditions can change.

We may update, pause, remove, or change parts of the website or any product at any time.

11. Intellectual Property

Unless otherwise stated, all website content, course content, downloads, text, branding, designs, PDFs, and educational materials belong to Nuts & Bolts Investing or are used with permission.

You must not copy, reproduce, distribute, modify, sell, publish, or create derivative works from our materials without written permission.

12. Acceptable Use

You must not use this website or our materials to:

• Break the law or encourage unlawful activity.
• Copy, scrape, resell, or redistribute our content.
• Attempt to gain unauthorised access to the website, systems, or accounts.
• Upload or transmit malware, spam, or harmful content.
• Misrepresent our content as financial advice or as your own work.

13. External Links

This website may link to third-party websites or platforms. We are not responsible for the content, policies, accuracy, security, or availability of third-party websites.

14. Limitation of Liability

Nothing in these terms excludes or limits liability where it would be unlawful to do so.

To the fullest extent permitted by law, Nuts & Bolts Investing will not be responsible for losses arising from your use of, or reliance on, educational content, website content, free resources, paid products, or third-party links.

15. Changes to These Terms

We may update these Terms and Conditions from time to time. The latest version will be available on this page, with the date at the top showing when it was last updated.

16. Governing Law

These terms are governed by the laws of England and Wales. The courts of England and Wales will have jurisdiction, except where consumer protection laws give you the right to bring a claim somewhere else.